HVCC, HERA, HOEPA, Huh?

Each business has it’s acronyms.  Real estate, I think,  has more than any other business.  I think we like speaking in code to sound important and impressive or something. I can just see an agent with a Salem Oregon home buyer. “Hey that’s an REO over there. It has HDW, FR, LR, DR, and DLB.”…